Does cosmetic surgeries covered by health insurance?
Does cosmetic surgeries covered by health insurance?
The Indian medical and pharmaceutical industry has grown significantly in recent decades, leading to significant development in medical tourism. However, high costs of cosmetic surgery persist, prompting patients to inquire about medical insurance coverage for more affordable treatments.
Medical insurance policies typically don't cover cosmetic surgery costs, but if it's considered reconstructive and medically necessary, medical expenses can be covered under health insurance. Cosmetic surgeries aren't typically covered due to their lack of necessity for maintaining quality of life or body functioning. Factors influencing plastic surgery coverage should be considered.
Plastic surgery costs are typically borne by the patient, but they should also consider safety. To ensure safety, patients should only have surgery from a qualified, skilled, and experienced surgeon. Medically necessary surgeries, also known as reconstructive surgeries, are covered under insurance. These surgeries correct physical defects, ailments, or diseases, often due to accidents or genetic abnormalities. They aim to normalize or improve the aesthetics of affected body parts. Plastic surgery, on the other hand, beautifies body parts and boosts self-esteem and confidence. Most medical insurance policies cover reconstructive surgeries but not cosmetic surgeries.
Read more about
Comments
Post a Comment